Verify with bank
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Authenticate
Application processed
Approval
Track the income spent on gambling over 1 week - 12 months
View the total amount of loans, repayments and repayment to loan ratio up to 12 months.
See number of days in overdraft, total transactions with (-) balance and more.
Review the number of payments & the sum of payments made to collection agencies.
A seamless way of determining a customer's risk exposure at the time of application and gain a clear understanding of their financials.
Learn moreTink offers a granular way of determining the applicant's income, expense and risk behaviour highlighting their risk exposure and affordability.
Learn moreHigher GINI score
Reduction in credit loss
Model uplift compared to bureaus
One integration connects you to
Connections to all major banks across Europe
countries across Europe
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Fully-managed end-user authentication
Authenticate millions of end-users across Europe through a link
All translations, local nuances and compliance taken care of
Flows are constantly improved based on data and testing
Customisable colours and fonts to match your brand guidelines
Easy-to-follow guides, API reference and sample projects
Risk Insights lets you perform end-user’s risk assessments directly from their bank transactions through an API.
Read articleThis article will help you get started with Tink’s Risk Insights product by fetching the bank transactions of an end-user in JSON format.
Read articleValidate your information with error cases and market-specific data.
Read articleCreating detailed risk profiles can be hard. But we have a new product to solve that. Find out how Tink’s Risk Insights is giving lenders more information to go on – while also improving the application process for consumers.
Find out how the lending industry can benefit from open banking, and how they can leverage new tech capabilities to improve the user experience, reduce costs, increase operational efficiency and optimise results.
We’re ecstatic to announce Tink is teaming up with Instantor, a leading European provider of credit decision solutions. Built on open banking technology, Instantor’s products and services strengthen our market position across Europe.
Contact our team to learn more about what we can help you build – or create an account to get started right away.